Our Dealership:  Westside Cars:  www.westsidecars.com

 

Our Lending Institution: Credit Acceptance:  www.creditacceptance.com

 

BENIFITS:

                                   

1. Reporting of payments to all three Credit Bureaus.
2. Lower interest rates = lower payments.
3. Newer cars
4. Monthly payments (not weekly or biweekly).  Sent directly to Credit Acceptance.
5. Warranty (most deals will include a 2yr 24,000 mile warranty).
1. Can be used anywhere.
2. $100 deductible
3. Covered items examples:  Engine, Transmission, Drive axles, Transfer Case, Steering, Electrical, A/C components, Suspension, Cooling, Fuel systems, Brakes and Road Side Assistance (Towing, Car Rental).
6. NOT BUY HERE PAY HERE!!!!!

 

REASON YOU MAY HAVE BEEN TURNED DOWN ELSEWHERE:

 

1. Bankruptcy (current or past).
2. IRS (tax lien).
3. Child Support (current or past).
4. Foreclosure.
5. Income (unable to prove or amount). 
6. No phone in your name.
7. No proof of residence (live with relatives, friends, roommate).
8. Multiple car loans.
9. High debt to income ratio.
10. Tips (service industry).
11. Self employed.
12.  Repossession (including recent, current, past).
13.  1^st time buyer (NO CREDIT).
14.  No Cosigner.
15. YOU WILL NOT BE TURNED DOWN (GET THE PICTURE).

 

FACTS:

 

1.      Buy Here Pay Here Dealerships do not report to the credit Bureaus.

2.      YOU WILL GET APPROVED (in less than 10 minutes) we don’t have to wait for the bank to call us back.

3.      Your credit score plays a very very small role in the approval process.

 

 

Call us (Gary or Paula) at 321-305-5969 and we can answer any questions you may have.

 

You can also fill out a credit application on our website.  www.westsidecars.com.  click the application link at the top left hand side of the page.
 

THIS CAR FOR EXAMPLE:

Customer

     Is a 2 rating (80% of the people we see everyday are rated a 1 or a 2) 498 credit score, makes around 1800 monthly is self employed (has 2 months bank statements) and has $1500 down INCLUDING TAX AND FEES.

Terms

     33 months at 297 a month including a 2yr 24,000 mile warranty

Explanation

     Our bank grades on a scale of 1 to 10. 1 is the best 10 is the worst.  The better the rating the better the terms (money down, payment and so on).  Last month we delivered 87% of the customers that came through our doors.  That was 9 deals.  The average customer scored a 2.  I know your skeptical....You are not alone....If this gets out we will have a line out the door....Now serving 103!!!  Thats how many deals we have done since Aug 2008.